Franchises With the Highest SBA Default Rates

SBA 7(a) loan default data, FY2010–FY2019 · Updated 2026

Among franchise brands with at least 40 SBA 7(a) loans approved between FY2010 and FY2019, the highest default rates belong to Experimac (69.5%), Window Genie (58.0%) and Dental Fix Rx (54.2%), according to U.S. Small Business Administration data. This page ranks the 25 brands with the highest rates; the all-franchise average is 10.2%.

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Which franchises have the highest SBA loan default rates?

Ranked from the highest SBA default rate down. Only brands with at least 40 resolved loans qualify, so one or two defaults cannot put a brand on this list. Every row links to the brand's page with its industry benchmark and year-by-year record. If the brand you are considering is here, open its page before you read anything the franchisor sent you.

Franchises with the highest SBA default rates (40+ loans) — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026.

Rank	Brand	Rate	Charged off	Loans	Industry
1	Experimac	69.5%	41	59	Computer and Office Machine Repair and Maintenance
2	Window Genie	58.0%	29	50	Janitorial Services
3	Dental Fix Rx	54.2%	26	48	Other Electronic and Precision Equipment Repair and Maintenance
4	Mr. Appliance	42.5%	17	40	Appliance Repair and Maintenance
5	Burgerim	38.5%	25	65	Limited-Service Restaurants
6	The Grounds Guys	36.4%	20	55	Landscaping Services
7	Tutor Doctor	36.2%	21	58	Exam Preparation and Tutoring
8	Signarama	34.5%	30	87	Sign Manufacturing
9	Orange Leaf	33.0%	30	91	Limited-Service Restaurants
10	Dickey's Barbecue Pit	30.3%	63	208	Limited-Service Restaurants
11	iLoveKickboxing.com	30.2%	29	96	Fitness and Recreational Sports Centers
12	Complete Nutrition	29.6%	16	54	Food (Health) Supplement Stores
13	Fantastic Sams	28.6%	30	105	Beauty Salons
14	Rainbow Restoration	28.3%	15	53	Residential Remodelers
15	Floor Coverings International	26.9%	14	52	Flooring Contractors
16	9ROUND	26.2%	21	80	Fitness and Recreational Sports Centers
17	Bahama Buck's	24.6%	14	57	Snack and Nonalcoholic Beverage Bars
18	AAMCO Transmissions	23.7%	18	76	Automotive Transmission Repair
19	Meineke	23.2%	32	138	General Automotive Repair
20	Jakes WayBack Burgers	22.9%	11	48	Limited-Service Restaurants
21	Which Wich	22.2%	32	144	Limited-Service Restaurants
22	Batteries Plus	21.2%	14	66	All Other Miscellaneous Store Retailers (except Tobacco Stores)
23	Zoup	21.1%	15	71	Limited-Service Restaurants
24	Pita Pit	20.0%	16	80	Limited-Service Restaurants
25	Rosati's Pizza	20.0%	9	45	Full-Service Restaurants

Source: U.S. SBA 7(a) FOIA loan data. Loans approved FY2010–FY2019, statuses as of June 30, 2026. Download the CSV.

Rate = loans charged off ÷ SBA 7(a) loans approved FY2010–FY2019 and since resolved (paid in full or charged off). Minimum 40 loans per brand.

Source

Source: U.S. Small Business Administration, 7(a) loan program charge-off data, FY2010–FY2019. Franchise data is matched on the SBA's franchise code / brand name. "Failure rate" here means the share of approved loans (resolved: paid in full or charged off) that were charged off; it is not a measure of unit closures. Last updated September 30, 2026.

Cite this page

Franchise Failure Rates (2026). Franchises With the Highest SBA Default Rates: 25 brands, FY2010–FY2019 cohort, 40+ loans each. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/highest-franchise-failure-rates/ · Data & methodology · Download the dataset (CSV)

Author: Franchise Failure Rates · First published August 17, 2026 · Updated September 30, 2026 · Citation format