Camp Bow Wow Franchise Failure Rate
SBA 7(a) loan default data, FY2010–FY2019 · Updated 2026
Camp Bow Wow franchisees defaulted on 1.7% of SBA 7(a) loans between FY2010 and FY2019 — 1 of 59 loans were charged off — according to U.S. Small Business Administration data. That is lower than the Pet Care (except Veterinary) Services industry average of 6.9%.
- 1.7%SBA default rate1 of 59 loans
- 59loans resolvedapproved FY2010–FY2019
- 6.9%Pet Care (except Veterinary) Services averageall SBA loans in the industry
- 1st lowestindustry rankof 4 Pet Care (except Veterinary) Services brands
| SBA default rate | 1.7% |
|---|---|
| Loans approved | 59 |
| Loans charged off | 1 |
| Date range | FY2010–FY2019 |
| Industry | Pet Care (except Veterinary) Services |
| Industry average | 6.9% |
| Data source | U.S. SBA 7(a) FOIA loan data |
Most SBA default figures published online use loans approved since 2020 — loans that have had six years or less to fail — so those rates are floors, not outcomes. Every rate on this site is computed from the matured FY2010–FY2019 cohort: loans that have been paid in full or charged off, so the result is settled. Loans approved since 2020 are shown as counts so early charge-offs are visible without being mistaken for a rate.
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
About 1 in 59 Camp Bow Wow SBA borrowers failed to repay — well below the Pet Care (except Veterinary) Services average of 6.9%.
What is the Camp Bow Wow franchise failure rate on SBA loans?
Camp Bow Wow is a Pet Care (except Veterinary) Services franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Camp Bow Wow franchisees: 59 loans approved between fiscal 2010 and 2019, of which 1 was charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY201959
- Charged off1
- Charge-off rate1.7%
- Pet Care (except Veterinary) Services franchise benchmark6.9%
- Brand vs industry0.2x
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$603,036
- New SBA loans since 202070
- Early charge-offs since 20200
How does Camp Bow Wow compare with other Pet Care (except Veterinary) Services franchises?
The table sets Camp Bow Wow's charge-off rate beside its Pet Care (except Veterinary) Services peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.
| Measure | Camp Bow Wow | Pet Care (except Veterinary) Services | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 1.7% | 6.9% | 10.2% | 8.0% |
| Loans in sample | 59 | — | — | — |
| Defaults | 1 | — | — | — |
| Average loan size | $603,036 | — | — | — |
What has Camp Bow Wow SBA lending looked like since 2020?
Since 2020, Camp Bow Wow franchisees have taken 70 new SBA 7(a) loans. None have charged off to date, though most remain outstanding and unresolved.
Loans approved since 2020, by fiscal year — counts only: 0 have charged off to date and most are still outstanding, so no rate is drawn.
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2010 | 1 | 0 | 0.0% |
| FY2011 | 6 | 0 | 0.0% |
| FY2012 | 4 | 0 | 0.0% |
| FY2013 | 5 | 0 | 0.0% |
| FY2014 | 7 | 0 | 0.0% |
| FY2015 | 13 | 0 | 0.0% |
| FY2016 | 4 | 0 | 0.0% |
| FY2017 | 4 | 1 | 25.0% |
| FY2018 | 7 | 0 | 0.0% |
| FY2019 | 8 | 0 | 0.0% |
| FY2020 | 11 | — | outstanding |
| FY2021 | 18 | — | outstanding |
| FY2022 | 16 | — | outstanding |
| FY2023 | 9 | — | outstanding |
| FY2024 | 8 | — | outstanding |
| FY2025 | 2 | — | outstanding |
| FY2026 | 6 | — | outstanding |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
Camp Bow Wow's figure rests on 59 resolved SBA 7(a) loans approved between fiscal 2010 and 2019. That cohort has matured, so the rate is a settled outcome, not a projection. With 59 resolved loans, one default moves the rate by about 1.7 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Camp Bow Wow figure is recomputed from the public SBA FOIA file on each rebuild.
Based on 59 resolved loans — directional, not precise.
Is Camp Bow Wow in financial trouble? What the SBA data shows
Camp Bow Wow's SBA 7(a) default rate was 1.7% for loans approved FY2010–FY2019 (1 of 59 loans charged off) — the lowest of 4 Pet Care (except Veterinary) Services brands tracked here. A default rate this far below the Pet Care (except Veterinary) Services average of 6.9% is not, on its own, a sign of distress.
Frequently asked
- What is Camp Bow Wow's franchise failure rate?
- Camp Bow Wow franchisees defaulted on 1.7% of SBA 7(a) loans between FY2010 and FY2019 — 1 of 59 loans were charged off — according to U.S. Small Business Administration data. That is lower than the Pet Care (except Veterinary) Services industry average of 6.9%.
- How does Camp Bow Wow compare to other Pet Care (except Veterinary) Services franchises?
- Camp Bow Wow's 1.7% SBA default rate is lower than the Pet Care (except Veterinary) Services industry average of 6.9%. See every Pet Care (except Veterinary) Services franchise ranked on the Pet Care (except Veterinary) Services industry page. Pet Care (except Veterinary) Services franchises →
- What does 'SBA default rate' mean?
- An SBA default rate is the share of SBA 7(a) loans, approved FY2010–FY2019 and since resolved (paid in full or charged off), that were charged off — written off after the borrower failed to repay. It is not a measure of unit closures.
Source
Source: U.S. Small Business Administration, 7(a) loan program charge-off data, FY2010–FY2019. Franchise data is matched on the SBA's franchise code / brand name. "Failure rate" here means the share of approved loans (resolved: paid in full or charged off) that were charged off; it is not a measure of unit closures. Last updated September 30, 2026.
Every brand in one table, with percentiles and breakdowns by year, industry and loan size: franchise SBA default rates, all 415 brands.
Cite this page
Franchise Default Rates (2026). Camp Bow Wow franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 1.7% (1 of 59 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/camp-bow-wow/ · Data & methodology · Download the dataset (CSV)