Aussie Pet Mobile Franchise Failure Rate
SBA 7(a) loan default data, FY2010–FY2019 · Updated 2026
Aussie Pet Mobile franchisees defaulted on 25.0% of SBA 7(a) loans between FY2010 and FY2019 — 5 of 20 loans were charged off — according to U.S. Small Business Administration data. That is higher than the Pet Care (except Veterinary) Services industry average of 6.9%.
- 25.0%SBA default rate5 of 20 loans
- 20loans resolvedapproved FY2010–FY2019
- 6.9%Pet Care (except Veterinary) Services averageall SBA loans in the industry
- 4th lowestindustry rankof 4 Pet Care (except Veterinary) Services brands
| SBA default rate | 25.0% |
|---|---|
| Loans approved | 20 |
| Loans charged off | 5 |
| Date range | FY2010–FY2019 |
| Industry | Pet Care (except Veterinary) Services |
| Industry average | 6.9% |
| Data source | U.S. SBA 7(a) FOIA loan data |
Most SBA default figures published online use loans approved since 2020 — loans that have had six years or less to fail — so those rates are floors, not outcomes. Every rate on this site is computed from the matured FY2010–FY2019 cohort: loans that have been paid in full or charged off, so the result is settled. Loans approved since 2020 are shown as counts so early charge-offs are visible without being mistaken for a rate.
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
About 1 in 4 Aussie Pet Mobile SBA borrowers failed to repay — more than double the Pet Care (except Veterinary) Services average of 6.9%.
What is the Aussie Pet Mobile franchise failure rate on SBA loans?
Aussie Pet Mobile is a Pet Care (except Veterinary) Services franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Aussie Pet Mobile franchisees: 20 loans approved between fiscal 2010 and 2019, of which 5 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY201920
- Charged off5
- Charge-off rate25.0%
- Pet Care (except Veterinary) Services franchise benchmark6.9%
- Brand vs industry3.6x
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$161,200
- New SBA loans since 202047
- Early charge-offs since 20200
How does Aussie Pet Mobile compare with other Pet Care (except Veterinary) Services franchises?
The table sets Aussie Pet Mobile's charge-off rate beside its Pet Care (except Veterinary) Services peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable. A cell in red is more than twice the industry benchmark.
| Measure | Aussie Pet Mobile | Pet Care (except Veterinary) Services | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 25.0% | 6.9% | 10.2% | 8.0% |
| Loans in sample | 20 | — | — | — |
| Defaults | 5 | — | — | — |
| Average loan size | $161,200 | — | — | — |
What has Aussie Pet Mobile SBA lending looked like since 2020?
Since 2020, Aussie Pet Mobile franchisees have taken 47 new SBA 7(a) loans. None have charged off to date, though most remain outstanding and unresolved.
Loans approved since 2020, by fiscal year — counts only: 0 have charged off to date and most are still outstanding, so no rate is drawn.
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2015 | 2 | 1 | 50.0% |
| FY2016 | 8 | 2 | 25.0% |
| FY2017 | 2 | 0 | 0.0% |
| FY2018 | 5 | 0 | 0.0% |
| FY2019 | 3 | 2 | 66.7% |
| FY2020 | 4 | — | outstanding |
| FY2021 | 1 | — | outstanding |
| FY2023 | 8 | — | outstanding |
| FY2024 | 10 | — | outstanding |
| FY2025 | 12 | — | outstanding |
| FY2026 | 12 | — | outstanding |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
Aussie Pet Mobile's figure rests on 20 resolved SBA 7(a) loans approved between fiscal 2010 and 2019. That cohort has matured, so the rate is a settled outcome, not a projection. With 20 resolved loans, one default moves the rate by about 5.0 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Aussie Pet Mobile figure is recomputed from the public SBA FOIA file on each rebuild.
Based on 20 resolved loans — directional, not precise.
Is Aussie Pet Mobile in financial trouble? What the SBA data shows
Aussie Pet Mobile's SBA 7(a) default rate was 25.0% for loans approved FY2010–FY2019 (5 of 20 loans charged off) — the highest of 4 Pet Care (except Veterinary) Services brands tracked here. A default rate this far above the Pet Care (except Veterinary) Services average of 6.9% is a signal worth investigating further before investing.
Frequently asked
- What is Aussie Pet Mobile's franchise failure rate?
- Aussie Pet Mobile franchisees defaulted on 25.0% of SBA 7(a) loans between FY2010 and FY2019 — 5 of 20 loans were charged off — according to U.S. Small Business Administration data. That is higher than the Pet Care (except Veterinary) Services industry average of 6.9%.
- How does Aussie Pet Mobile compare to other Pet Care (except Veterinary) Services franchises?
- Aussie Pet Mobile's 25.0% SBA default rate is higher than the Pet Care (except Veterinary) Services industry average of 6.9%. See every Pet Care (except Veterinary) Services franchise ranked on the Pet Care (except Veterinary) Services industry page. Pet Care (except Veterinary) Services franchises →
- What does 'SBA default rate' mean?
- An SBA default rate is the share of SBA 7(a) loans, approved FY2010–FY2019 and since resolved (paid in full or charged off), that were charged off — written off after the borrower failed to repay. It is not a measure of unit closures.
Source
Source: U.S. Small Business Administration, 7(a) loan program charge-off data, FY2010–FY2019. Franchise data is matched on the SBA's franchise code / brand name. "Failure rate" here means the share of approved loans (resolved: paid in full or charged off) that were charged off; it is not a measure of unit closures. Last updated September 30, 2026.
Every brand in one table, with percentiles and breakdowns by year, industry and loan size: franchise SBA default rates, all 415 brands.
Cite this page
Franchise Default Rates (2026). Aussie Pet Mobile franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 25.0% (5 of 20 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/aussie-pet-mobile/ · Data & methodology · Download the dataset (CSV)