Premier Rental-Purchase Franchise Failure Rate
SBA 7(a) loan default data, FY2010–FY2019 · Updated 2026
Premier Rental-Purchase franchisees defaulted on 40.0% of SBA 7(a) loans between FY2010 and FY2019 — 10 of 25 loans were charged off — according to U.S. Small Business Administration data. That is higher than the All Other Consumer Goods Rental industry average of 7.0%.
- 40.0%SBA default rate10 of 25 loans
- 25loans resolvedapproved FY2010–FY2019
- 7.0%All Other Consumer Goods Rental averageall SBA loans in the industry
- 10.2%all-franchise average7.8% non-franchised
| SBA default rate | 40.0% |
|---|---|
| Loans approved | 25 |
| Loans charged off | 10 |
| Date range | FY2010–FY2019 |
| Industry | All Other Consumer Goods Rental |
| Industry average | 7.0% |
| Data source | U.S. SBA 7(a) FOIA loan data |
Most SBA default figures published online use loans approved since 2020 — loans that have had six years or less to fail — so those rates are floors, not outcomes. Every rate on this site is computed from the matured FY2010–FY2019 cohort: loans that have been paid in full or charged off, so the result is settled. Loans approved since 2020 are shown as counts so early charge-offs are visible without being mistaken for a rate.
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
About 1 in 2 Premier Rental-Purchase SBA borrowers failed to repay — more than double the All Other Consumer Goods Rental average of 7.0%.
What is the Premier Rental-Purchase franchise failure rate on SBA loans?
Premier Rental-Purchase is a All Other Consumer Goods Rental franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Premier Rental-Purchase franchisees: 25 loans approved between fiscal 2010 and 2019, of which 10 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY201925
- Charged off10
- Charge-off rate40.0%
- All Other Consumer Goods Rental franchise benchmark7.0%
- Brand vs industry5.7x
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$341,724
- New SBA loans since 202012
- Early charge-offs since 20200
How does Premier Rental-Purchase compare with other All Other Consumer Goods Rental franchises?
The table sets Premier Rental-Purchase's charge-off rate beside its All Other Consumer Goods Rental peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable. A cell in red is more than twice the industry benchmark.
| Measure | Premier Rental-Purchase | All Other Consumer Goods Rental | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 40.0% | 7.0% | 10.2% | 8.0% |
| Loans in sample | 25 | — | — | — |
| Defaults | 10 | — | — | — |
| Average loan size | $341,724 | — | — | — |
What has Premier Rental-Purchase SBA lending looked like since 2020?
Since 2020, Premier Rental-Purchase franchisees have taken 12 new SBA 7(a) loans. None have charged off to date, though most remain outstanding and unresolved.
Loans approved since 2020, by fiscal year — counts only: 0 have charged off to date and most are still outstanding, so no rate is drawn.
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2010 | 3 | 3 | 100.0% |
| FY2011 | 4 | 0 | 0.0% |
| FY2012 | 3 | 1 | 33.3% |
| FY2013 | 2 | 1 | 50.0% |
| FY2014 | 3 | 1 | 33.3% |
| FY2015 | 5 | 1 | 20.0% |
| FY2016 | 2 | 2 | 100.0% |
| FY2017 | 1 | 0 | 0.0% |
| FY2018 | 1 | 1 | 100.0% |
| FY2019 | 1 | 0 | 0.0% |
| FY2022 | 3 | — | outstanding |
| FY2023 | 2 | — | outstanding |
| FY2024 | 3 | — | outstanding |
| FY2025 | 3 | — | outstanding |
| FY2026 | 1 | — | outstanding |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
Premier Rental-Purchase's figure rests on 25 resolved SBA 7(a) loans approved between fiscal 2010 and 2019. That cohort has matured, so the rate is a settled outcome, not a projection. With 25 resolved loans, one default moves the rate by about 4.0 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Premier Rental-Purchase figure is recomputed from the public SBA FOIA file on each rebuild.
Based on 25 resolved loans — directional, not precise.
Is Premier Rental-Purchase in financial trouble? What the SBA data shows
Premier Rental-Purchase's SBA 7(a) default rate was 40.0% for loans approved FY2010–FY2019 (10 of 25 loans charged off) — the only All Other Consumer Goods Rental brand tracked here. A default rate this far above the All Other Consumer Goods Rental average of 7.0% is a signal worth investigating further before investing.
Frequently asked
- What is Premier Rental-Purchase's franchise failure rate?
- Premier Rental-Purchase franchisees defaulted on 40.0% of SBA 7(a) loans between FY2010 and FY2019 — 10 of 25 loans were charged off — according to U.S. Small Business Administration data. That is higher than the All Other Consumer Goods Rental industry average of 7.0%.
- How does Premier Rental-Purchase compare to other All Other Consumer Goods Rental franchises?
- Premier Rental-Purchase's 40.0% SBA default rate is higher than the All Other Consumer Goods Rental industry average of 7.0%. See every All Other Consumer Goods Rental franchise ranked on the All Other Consumer Goods Rental industry page. All Other Consumer Goods Rental franchises →
- What does 'SBA default rate' mean?
- An SBA default rate is the share of SBA 7(a) loans, approved FY2010–FY2019 and since resolved (paid in full or charged off), that were charged off — written off after the borrower failed to repay. It is not a measure of unit closures.
Source
Source: U.S. Small Business Administration, 7(a) loan program charge-off data, FY2010–FY2019. Franchise data is matched on the SBA's franchise code / brand name. "Failure rate" here means the share of approved loans (resolved: paid in full or charged off) that were charged off; it is not a measure of unit closures. Last updated September 30, 2026.
Every brand in one table, with percentiles and breakdowns by year, industry and loan size: franchise SBA default rates, all 415 brands.
Cite this page
Franchise Default Rates (2026). Premier Rental-Purchase franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 40.0% (10 of 25 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/premier-rental-purchase/ · Data & methodology · Download the dataset (CSV)