Pinkberry Franchise Failure Rate
SBA 7(a) loan default data, FY2010–FY2019 · Updated 2026
Pinkberry franchisees defaulted on 0.0% of SBA 7(a) loans between FY2010 and FY2019 — 0 of 15 loans were charged off — according to U.S. Small Business Administration data. That is lower than the Ice Cream and Frozen Dessert Manufacturing industry average of 11.0%.
- 0.0%SBA default rate, small sample0 of 15 loans
- 15loans resolvedapproved FY2010–FY2019
- 11.0%Ice Cream and Frozen Dessert Manufacturing averageall SBA loans in the industry
- 10.2%all-franchise average7.8% non-franchised
| SBA default rate | 0.0% (small sample) |
|---|---|
| Loans approved | 15 |
| Loans charged off | 0 |
| Date range | FY2010–FY2019 |
| Industry | Ice Cream and Frozen Dessert Manufacturing |
| Industry average | 11.0% |
| Data source | U.S. SBA 7(a) FOIA loan data |
Most SBA default figures published online use loans approved since 2020 — loans that have had six years or less to fail — so those rates are floors, not outcomes. Every rate on this site is computed from the matured FY2010–FY2019 cohort: loans that have been paid in full or charged off, so the result is settled. Loans approved since 2020 are shown as counts so early charge-offs are visible without being mistaken for a rate.
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
None of the 15 Pinkberry SBA borrowers in the sample failed to repay — but 15 loans is too few to call a rate.
What is the Pinkberry franchise failure rate on SBA loans?
Pinkberry is a Ice Cream and Frozen Dessert Manufacturing franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Pinkberry franchisees: 15 loans approved between fiscal 2010 and 2019, of which 0 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY201915
- Charged off0
- Charge-off rate (small sample)0.0%
- Ice Cream and Frozen Dessert Manufacturing franchise benchmark11.0%
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$334,740
- New SBA loans since 20204
- Early charge-offs since 20200
How does Pinkberry compare with other Ice Cream and Frozen Dessert Manufacturing franchises?
The table sets Pinkberry's charge-off rate beside its Ice Cream and Frozen Dessert Manufacturing peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.
| Measure | Pinkberry | Ice Cream and Frozen Dessert Manufacturing | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 0.0% (small sample) | 11.0% | 10.2% | 8.0% |
| Loans in sample | 15 | — | — | — |
| Defaults | 0 | — | — | — |
| Average loan size | $334,740 | — | — | — |
What has Pinkberry SBA lending looked like since 2020?
Since 2020, Pinkberry franchisees have taken 4 new SBA 7(a) loans. None have charged off to date, though most remain outstanding and unresolved.
Loans approved since 2020, by fiscal year — counts only: 0 have charged off to date and most are still outstanding, so no rate is drawn.
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2010 | 2 | 0 | 0.0% |
| FY2011 | 1 | 0 | 0.0% |
| FY2013 | 4 | 0 | 0.0% |
| FY2014 | 4 | 0 | 0.0% |
| FY2015 | 1 | 0 | 0.0% |
| FY2017 | 1 | 0 | 0.0% |
| FY2018 | 2 | 0 | 0.0% |
| FY2020 | 1 | — | outstanding |
| FY2024 | 1 | — | outstanding |
| FY2025 | 1 | — | outstanding |
| FY2026 | 1 | — | outstanding |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
Pinkberry's figure rests on 15 resolved SBA 7(a) loans approved between fiscal 2010 and 2019. That cohort has matured, so the count is a settled outcome, not a projection. With 15 resolved loans, one default moves the rate by about 6.7 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Pinkberry figure is recomputed from the public SBA FOIA file on each rebuild.
Small sample (15 loans). A single default moves this figure substantially.
Is Pinkberry in financial trouble? What the SBA data shows
Pinkberry's SBA 7(a) default rate was 0.0% for loans approved FY2010–FY2019 (0 of 15 loans charged off) — the only Ice Cream and Frozen Dessert Manufacturing brand tracked here. A default rate this far below the Ice Cream and Frozen Dessert Manufacturing average of 11.0% is not, on its own, a sign of distress. With only 15 loans in the sample, one default moves the rate by about 6.7 percentage points, so read it as a flag rather than a verdict.
Frequently asked
- What is Pinkberry's franchise failure rate?
- Pinkberry franchisees defaulted on 0.0% of SBA 7(a) loans between FY2010 and FY2019 — 0 of 15 loans were charged off — according to U.S. Small Business Administration data. That is lower than the Ice Cream and Frozen Dessert Manufacturing industry average of 11.0%.
- How does Pinkberry compare to other Ice Cream and Frozen Dessert Manufacturing franchises?
- Pinkberry's 0.0% SBA default rate is lower than the Ice Cream and Frozen Dessert Manufacturing industry average of 11.0%. See every Ice Cream and Frozen Dessert Manufacturing franchise ranked on the Ice Cream and Frozen Dessert Manufacturing industry page. Ice Cream and Frozen Dessert Manufacturing franchises →
- What does 'SBA default rate' mean?
- An SBA default rate is the share of SBA 7(a) loans, approved FY2010–FY2019 and since resolved (paid in full or charged off), that were charged off — written off after the borrower failed to repay. It is not a measure of unit closures.
Source
Source: U.S. Small Business Administration, 7(a) loan program charge-off data, FY2010–FY2019. Franchise data is matched on the SBA's franchise code / brand name. "Failure rate" here means the share of approved loans (resolved: paid in full or charged off) that were charged off; it is not a measure of unit closures. Last updated September 30, 2026.
Every brand in one table, with percentiles and breakdowns by year, industry and loan size: franchise SBA default rates, all 415 brands.
Cite this page
Franchise Default Rates (2026). Pinkberry franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 0.0% (0 of 15 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/pinkberry/ · Data & methodology · Download the dataset (CSV)