FedEx Ground Franchise Failure Rate
SBA 7(a) loan default data, FY2010–FY2019 · Updated 2026
FedEx Ground franchisees defaulted on 7.8% of SBA 7(a) loans between FY2010 and FY2019 — 17 of 217 loans were charged off — according to U.S. Small Business Administration data. That is roughly in line with the General Freight Trucking, Local industry average of 8.7%.
- 7.8%SBA default rate17 of 217 loans
- 217loans resolvedapproved FY2010–FY2019
- 8.7%General Freight Trucking, Local averageall SBA loans in the industry
- 10.2%all-franchise average7.8% non-franchised
| SBA default rate | 7.8% |
|---|---|
| Loans approved | 217 |
| Loans charged off | 17 |
| Date range | FY2010–FY2019 |
| Industry | General Freight Trucking, Local |
| Industry average | 8.7% |
| Data source | U.S. SBA 7(a) FOIA loan data |
Most SBA default figures published online use loans approved since 2020 — loans that have had six years or less to fail — so those rates are floors, not outcomes. Every rate on this site is computed from the matured FY2010–FY2019 cohort: loans that have been paid in full or charged off, so the result is settled. Loans approved since 2020 are shown as counts so early charge-offs are visible without being mistaken for a rate.
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
About 1 in 13 FedEx Ground SBA borrowers failed to repay — below the General Freight Trucking, Local average of 8.7%.
What is the FedEx Ground franchise failure rate on SBA loans?
FedEx Ground is a General Freight Trucking, Local franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to FedEx Ground franchisees: 217 loans approved between fiscal 2010 and 2019, of which 17 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY2019217
- Charged off17
- Charge-off rate7.8%
- General Freight Trucking, Local franchise benchmark8.7%
- Brand vs industry0.9x
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$246,770
How does FedEx Ground compare with other General Freight Trucking, Local franchises?
The table sets FedEx Ground's charge-off rate beside its General Freight Trucking, Local peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.
| Measure | FedEx Ground | General Freight Trucking, Local | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 7.8% | 8.7% | 10.2% | 8.0% |
| Loans in sample | 217 | — | — | — |
| Defaults | 17 | — | — | — |
| Average loan size | $246,770 | — | — | — |
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2010 | 3 | 0 | 0.0% |
| FY2011 | 1 | 0 | 0.0% |
| FY2012 | 5 | 1 | 20.0% |
| FY2013 | 18 | 1 | 5.6% |
| FY2014 | 34 | 3 | 8.8% |
| FY2015 | 48 | 2 | 4.2% |
| FY2016 | 65 | 5 | 7.7% |
| FY2017 | 39 | 5 | 12.8% |
| FY2018 | 4 | 0 | 0.0% |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
FedEx Ground's figure rests on 217 resolved SBA 7(a) loans approved between fiscal 2010 and 2019. That cohort has matured, so the rate is a settled outcome, not a projection. With 217 resolved loans, the sample is large enough that a single default barely moves the figure. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every FedEx Ground figure is recomputed from the public SBA FOIA file on each rebuild.
Is FedEx Ground in financial trouble? What the SBA data shows
FedEx Ground's SBA 7(a) default rate was 7.8% for loans approved FY2010–FY2019 (17 of 217 loans charged off) — the only General Freight Trucking, Local brand tracked here. A default rate close to the General Freight Trucking, Local average of 8.7% is, on its own, neither a warning sign nor a reassurance.
Frequently asked
- What is FedEx Ground's franchise failure rate?
- FedEx Ground franchisees defaulted on 7.8% of SBA 7(a) loans between FY2010 and FY2019 — 17 of 217 loans were charged off — according to U.S. Small Business Administration data. That is roughly in line with the General Freight Trucking, Local industry average of 8.7%.
- How does FedEx Ground compare to other General Freight Trucking, Local franchises?
- FedEx Ground's 7.8% SBA default rate is roughly in line with the General Freight Trucking, Local industry average of 8.7%. See every General Freight Trucking, Local franchise ranked on the General Freight Trucking, Local industry page. General Freight Trucking, Local franchises →
- What does 'SBA default rate' mean?
- An SBA default rate is the share of SBA 7(a) loans, approved FY2010–FY2019 and since resolved (paid in full or charged off), that were charged off — written off after the borrower failed to repay. It is not a measure of unit closures.
Source
Source: U.S. Small Business Administration, 7(a) loan program charge-off data, FY2010–FY2019. Franchise data is matched on the SBA's franchise code / brand name. "Failure rate" here means the share of approved loans (resolved: paid in full or charged off) that were charged off; it is not a measure of unit closures. Last updated September 30, 2026.
Every brand in one table, with percentiles and breakdowns by year, industry and loan size: franchise SBA default rates, all 415 brands.
Cite this page
Franchise Default Rates (2026). FedEx Ground franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 7.8% (17 of 217 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/fedex-ground/ · Data & methodology · Download the dataset (CSV)