Edible Arrangements Franchise Failure Rate
SBA 7(a) loan default data, FY2010–FY2019 · Updated 2026
Edible Arrangements franchisees defaulted on 13.8% of SBA 7(a) loans between FY2010 and FY2019 — 26 of 189 loans were charged off — according to U.S. Small Business Administration data. That is higher than the All Other Specialty Food Stores industry average of 10.2%.
- 13.8%SBA default rate26 of 189 loans
- 189loans resolvedapproved FY2010–FY2019
- 10.2%All Other Specialty Food Stores averageall SBA loans in the industry
- 3rd lowestindustry rankof 3 All Other Specialty Food Stores brands
| SBA default rate | 13.8% |
|---|---|
| Loans approved | 189 |
| Loans charged off | 26 |
| Date range | FY2010–FY2019 |
| Industry | All Other Specialty Food Stores |
| Industry average | 10.2% |
| Data source | U.S. SBA 7(a) FOIA loan data |
Most SBA default figures published online use loans approved since 2020 — loans that have had six years or less to fail — so those rates are floors, not outcomes. Every rate on this site is computed from the matured FY2010–FY2019 cohort: loans that have been paid in full or charged off, so the result is settled. Loans approved since 2020 are shown as counts so early charge-offs are visible without being mistaken for a rate.
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
About 1 in 7 Edible Arrangements SBA borrowers failed to repay — above the All Other Specialty Food Stores average of 10.2%.
What is the Edible Arrangements franchise failure rate on SBA loans?
Edible Arrangements is a All Other Specialty Food Stores franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Edible Arrangements franchisees: 189 loans approved between fiscal 2010 and 2019, of which 26 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY2019189
- Charged off26
- Charge-off rate13.8%
- All Other Specialty Food Stores franchise benchmark10.2%
- Brand vs industry1.4x
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$188,990
- New SBA loans since 202063
- Early charge-offs since 20202
How does Edible Arrangements compare with other All Other Specialty Food Stores franchises?
The table sets Edible Arrangements's charge-off rate beside its All Other Specialty Food Stores peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.
| Measure | Edible Arrangements | All Other Specialty Food Stores | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 13.8% | 10.2% | 10.2% | 8.0% |
| Loans in sample | 189 | — | — | — |
| Defaults | 26 | — | — | — |
| Average loan size | $188,990 | — | — | — |
What has Edible Arrangements SBA lending looked like since 2020?
Since 2020, Edible Arrangements franchisees have taken 63 new SBA 7(a) loans. 2 have already charged off. Early defaults on loans under six years old are worth noting. Most SBA failures take longer to develop.
Loans approved since 2020, by fiscal year — counts only: 2 have charged off to date and most are still outstanding, so no rate is drawn.
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2010 | 15 | 0 | 0.0% |
| FY2011 | 16 | 0 | 0.0% |
| FY2012 | 16 | 1 | 6.2% |
| FY2013 | 16 | 1 | 6.2% |
| FY2014 | 31 | 3 | 9.7% |
| FY2015 | 27 | 7 | 25.9% |
| FY2016 | 32 | 8 | 25.0% |
| FY2017 | 17 | 4 | 23.5% |
| FY2018 | 12 | 1 | 8.3% |
| FY2019 | 7 | 1 | 14.3% |
| FY2020 | 5 | — | outstanding |
| FY2021 | 14 | — | outstanding |
| FY2022 | 19 | — | outstanding |
| FY2023 | 16 | — | outstanding |
| FY2024 | 2 | — | outstanding |
| FY2025 | 5 | — | outstanding |
| FY2026 | 2 | — | outstanding |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
Edible Arrangements's figure rests on 189 resolved SBA 7(a) loans approved between fiscal 2010 and 2019. That cohort has matured, so the rate is a settled outcome, not a projection. With 189 resolved loans, the sample is large enough that a single default barely moves the figure. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Edible Arrangements figure is recomputed from the public SBA FOIA file on each rebuild.
Is Edible Arrangements in financial trouble? What the SBA data shows
Edible Arrangements's SBA 7(a) default rate was 13.8% for loans approved FY2010–FY2019 (26 of 189 loans charged off) — the highest of 3 All Other Specialty Food Stores brands tracked here. A default rate close to the All Other Specialty Food Stores average of 10.2% is, on its own, neither a warning sign nor a reassurance.
Frequently asked
- What is Edible Arrangements's franchise failure rate?
- Edible Arrangements franchisees defaulted on 13.8% of SBA 7(a) loans between FY2010 and FY2019 — 26 of 189 loans were charged off — according to U.S. Small Business Administration data. That is higher than the All Other Specialty Food Stores industry average of 10.2%.
- How does Edible Arrangements compare to other All Other Specialty Food Stores franchises?
- Edible Arrangements's 13.8% SBA default rate is higher than the All Other Specialty Food Stores industry average of 10.2%. See every All Other Specialty Food Stores franchise ranked on the All Other Specialty Food Stores industry page. All Other Specialty Food Stores franchises →
- What does 'SBA default rate' mean?
- An SBA default rate is the share of SBA 7(a) loans, approved FY2010–FY2019 and since resolved (paid in full or charged off), that were charged off — written off after the borrower failed to repay. It is not a measure of unit closures.
Source
Source: U.S. Small Business Administration, 7(a) loan program charge-off data, FY2010–FY2019. Franchise data is matched on the SBA's franchise code / brand name. "Failure rate" here means the share of approved loans (resolved: paid in full or charged off) that were charged off; it is not a measure of unit closures. Last updated September 30, 2026.
Every brand in one table, with percentiles and breakdowns by year, industry and loan size: franchise SBA default rates, all 415 brands.
Cite this page
Franchise Default Rates (2026). Edible Arrangements franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 13.8% (26 of 189 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/edible-arrangements/ · Data & methodology · Download the dataset (CSV)