Comfort Inn & Suites Franchise Failure Rate
SBA 7(a) loan default data, FY2010–FY2019 · Updated 2026
Comfort Inn & Suites franchisees defaulted on 1.3% of SBA 7(a) loans between FY2010 and FY2019 — 2 of 156 loans were charged off — according to U.S. Small Business Administration data. That is lower than the Hotels (except Casino Hotels) and Motels industry average of 3.0%.
- 1.3%SBA default rate2 of 156 loans
- 156loans resolvedapproved FY2010–FY2019
- 3.0%Hotels (except Casino Hotels) and Motels averageall SBA loans in the industry
- 10th lowestindustry rankof 29 Hotels (except Casino Hotels) and Motels brands
| SBA default rate | 1.3% |
|---|---|
| Loans approved | 156 |
| Loans charged off | 2 |
| Date range | FY2010–FY2019 |
| Industry | Hotels (except Casino Hotels) and Motels |
| Industry average | 3.0% |
| Data source | U.S. SBA 7(a) FOIA loan data |
Most SBA default figures published online use loans approved since 2020 — loans that have had six years or less to fail — so those rates are floors, not outcomes. Every rate on this site is computed from the matured FY2010–FY2019 cohort: loans that have been paid in full or charged off, so the result is settled. Loans approved since 2020 are shown as counts so early charge-offs are visible without being mistaken for a rate.
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
About 1 in 77 Comfort Inn & Suites SBA borrowers failed to repay — well below the Hotels (except Casino Hotels) and Motels average of 3.0%.
What is the Comfort Inn & Suites franchise failure rate on SBA loans?
Comfort Inn & Suites is a Hotels (except Casino Hotels) and Motels franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Comfort Inn & Suites franchisees: 156 loans approved between fiscal 2010 and 2019, of which 2 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY2019156
- Charged off2
- Charge-off rate1.3%
- Hotels (except Casino Hotels) and Motels franchise benchmark3.0%
- Brand vs industry0.4x
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$2,651,797
How does Comfort Inn & Suites compare with other Hotels (except Casino Hotels) and Motels franchises?
The table sets Comfort Inn & Suites's charge-off rate beside its Hotels (except Casino Hotels) and Motels peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.
| Measure | Comfort Inn & Suites | Hotels (except Casino Hotels) and Motels | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 1.3% | 3.0% | 10.2% | 8.0% |
| Loans in sample | 156 | — | — | — |
| Defaults | 2 | — | — | — |
| Average loan size | $2,651,797 | — | — | — |
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2012 | 1 | 0 | 0.0% |
| FY2013 | 9 | 0 | 0.0% |
| FY2014 | 43 | 0 | 0.0% |
| FY2015 | 26 | 0 | 0.0% |
| FY2016 | 30 | 1 | 3.3% |
| FY2017 | 35 | 0 | 0.0% |
| FY2018 | 12 | 1 | 8.3% |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
Comfort Inn & Suites's figure rests on 156 resolved SBA 7(a) loans approved between fiscal 2010 and 2019. That cohort has matured, so the rate is a settled outcome, not a projection. With 156 resolved loans, the sample is large enough that a single default barely moves the figure. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Comfort Inn & Suites figure is recomputed from the public SBA FOIA file on each rebuild.
Is Comfort Inn & Suites in financial trouble? What the SBA data shows
Comfort Inn & Suites's SBA 7(a) default rate was 1.3% for loans approved FY2010–FY2019 (2 of 156 loans charged off) — 10th lowest of 29 Hotels (except Casino Hotels) and Motels brands tracked here. A default rate this far below the Hotels (except Casino Hotels) and Motels average of 3.0% is not, on its own, a sign of distress.
Frequently asked
- What is Comfort Inn & Suites's franchise failure rate?
- Comfort Inn & Suites franchisees defaulted on 1.3% of SBA 7(a) loans between FY2010 and FY2019 — 2 of 156 loans were charged off — according to U.S. Small Business Administration data. That is lower than the Hotels (except Casino Hotels) and Motels industry average of 3.0%.
- How does Comfort Inn & Suites compare to other Hotels (except Casino Hotels) and Motels franchises?
- Comfort Inn & Suites's 1.3% SBA default rate is lower than the Hotels (except Casino Hotels) and Motels industry average of 3.0%. See every Hotels (except Casino Hotels) and Motels franchise ranked on the Hotels (except Casino Hotels) and Motels industry page. Hotels (except Casino Hotels) and Motels franchises →
- What does 'SBA default rate' mean?
- An SBA default rate is the share of SBA 7(a) loans, approved FY2010–FY2019 and since resolved (paid in full or charged off), that were charged off — written off after the borrower failed to repay. It is not a measure of unit closures.
Source
Source: U.S. Small Business Administration, 7(a) loan program charge-off data, FY2010–FY2019. Franchise data is matched on the SBA's franchise code / brand name. "Failure rate" here means the share of approved loans (resolved: paid in full or charged off) that were charged off; it is not a measure of unit closures. Last updated September 30, 2026.
Every brand in one table, with percentiles and breakdowns by year, industry and loan size: franchise SBA default rates, all 415 brands.
Cite this page
Franchise Default Rates (2026). Comfort Inn & Suites franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 1.3% (2 of 156 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/comfort-inn-and-suites/ · Data & methodology · Download the dataset (CSV)