College Hunks Hauling Junk Franchise Failure Rate
SBA 7(a) loan default data, FY2010–FY2019 · Updated 2026
College Hunks Hauling Junk franchisees defaulted on 14.3% of SBA 7(a) loans between FY2010 and FY2019 — 3 of 21 loans were charged off — according to U.S. Small Business Administration data. That is higher than the Used Household and Office Goods Moving industry average of 11.2%.
- 14.3%SBA default rate3 of 21 loans
- 21loans resolvedapproved FY2010–FY2019
- 11.2%Used Household and Office Goods Moving averageall SBA loans in the industry
- 2nd lowestindustry rankof 2 Used Household and Office Goods Moving brands
| SBA default rate | 14.3% |
|---|---|
| Loans approved | 21 |
| Loans charged off | 3 |
| Date range | FY2010–FY2019 |
| Industry | Used Household and Office Goods Moving |
| Industry average | 11.2% |
| Data source | U.S. SBA 7(a) FOIA loan data |
Most SBA default figures published online use loans approved since 2020 — loans that have had six years or less to fail — so those rates are floors, not outcomes. Every rate on this site is computed from the matured FY2010–FY2019 cohort: loans that have been paid in full or charged off, so the result is settled. Loans approved since 2020 are shown as counts so early charge-offs are visible without being mistaken for a rate.
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
About 1 in 7 College Hunks Hauling Junk SBA borrowers failed to repay — above the Used Household and Office Goods Moving average of 11.2%.
What is the College Hunks Hauling Junk franchise failure rate on SBA loans?
College Hunks Hauling Junk is a Used Household and Office Goods Moving franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to College Hunks Hauling Junk franchisees: 21 loans approved between fiscal 2010 and 2019, of which 3 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY201921
- Charged off3
- Charge-off rate14.3%
- Used Household and Office Goods Moving franchise benchmark11.2%
- Brand vs industry1.3x
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$154,786
How does College Hunks Hauling Junk compare with other Used Household and Office Goods Moving franchises?
The table sets College Hunks Hauling Junk's charge-off rate beside its Used Household and Office Goods Moving peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.
| Measure | College Hunks Hauling Junk | Used Household and Office Goods Moving | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 14.3% | 11.2% | 10.2% | 8.0% |
| Loans in sample | 21 | — | — | — |
| Defaults | 3 | — | — | — |
| Average loan size | $154,786 | — | — | — |
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2013 | 3 | 0 | 0.0% |
| FY2014 | 1 | 0 | 0.0% |
| FY2015 | 5 | 1 | 20.0% |
| FY2016 | 6 | 1 | 16.7% |
| FY2017 | 6 | 1 | 16.7% |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
College Hunks Hauling Junk's figure rests on 21 resolved SBA 7(a) loans approved between fiscal 2010 and 2019. That cohort has matured, so the rate is a settled outcome, not a projection. With 21 resolved loans, one default moves the rate by about 4.8 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every College Hunks Hauling Junk figure is recomputed from the public SBA FOIA file on each rebuild.
Based on 21 resolved loans — directional, not precise.
Is College Hunks Hauling Junk in financial trouble? What the SBA data shows
College Hunks Hauling Junk's SBA 7(a) default rate was 14.3% for loans approved FY2010–FY2019 (3 of 21 loans charged off) — the highest of 2 Used Household and Office Goods Moving brands tracked here. A default rate close to the Used Household and Office Goods Moving average of 11.2% is, on its own, neither a warning sign nor a reassurance.
Frequently asked
- What is College Hunks Hauling Junk's franchise failure rate?
- College Hunks Hauling Junk franchisees defaulted on 14.3% of SBA 7(a) loans between FY2010 and FY2019 — 3 of 21 loans were charged off — according to U.S. Small Business Administration data. That is higher than the Used Household and Office Goods Moving industry average of 11.2%.
- How does College Hunks Hauling Junk compare to other Used Household and Office Goods Moving franchises?
- College Hunks Hauling Junk's 14.3% SBA default rate is higher than the Used Household and Office Goods Moving industry average of 11.2%. See every Used Household and Office Goods Moving franchise ranked on the Used Household and Office Goods Moving industry page. Used Household and Office Goods Moving franchises →
- What does 'SBA default rate' mean?
- An SBA default rate is the share of SBA 7(a) loans, approved FY2010–FY2019 and since resolved (paid in full or charged off), that were charged off — written off after the borrower failed to repay. It is not a measure of unit closures.
Source
Source: U.S. Small Business Administration, 7(a) loan program charge-off data, FY2010–FY2019. Franchise data is matched on the SBA's franchise code / brand name. "Failure rate" here means the share of approved loans (resolved: paid in full or charged off) that were charged off; it is not a measure of unit closures. Last updated September 30, 2026.
Every brand in one table, with percentiles and breakdowns by year, industry and loan size: franchise SBA default rates, all 415 brands.
Cite this page
Franchise Default Rates (2026). College Hunks Hauling Junk franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 14.3% (3 of 21 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/college-hunks-hauling-junk/ · Data & methodology · Download the dataset (CSV)