CMIT Solutions Franchise Failure Rate
SBA 7(a) loan default data, FY2010–FY2019 · Updated 2026
CMIT Solutions franchisees defaulted on 5.0% of SBA 7(a) loans between FY2010 and FY2019 — 1 of 20 loans were charged off — according to U.S. Small Business Administration data. That is lower than the Other Computer Related Services industry average of 6.5%.
- 5.0%SBA default rate1 of 20 loans
- 20loans resolvedapproved FY2010–FY2019
- 6.5%Other Computer Related Services averageall SBA loans in the industry
- 10.2%all-franchise average7.8% non-franchised
| SBA default rate | 5.0% |
|---|---|
| Loans approved | 20 |
| Loans charged off | 1 |
| Date range | FY2010–FY2019 |
| Industry | Other Computer Related Services |
| Industry average | 6.5% |
| Data source | U.S. SBA 7(a) FOIA loan data |
Most SBA default figures published online use loans approved since 2020 — loans that have had six years or less to fail — so those rates are floors, not outcomes. Every rate on this site is computed from the matured FY2010–FY2019 cohort: loans that have been paid in full or charged off, so the result is settled. Loans approved since 2020 are shown as counts so early charge-offs are visible without being mistaken for a rate.
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
About 1 in 20 CMIT Solutions SBA borrowers failed to repay — below the Other Computer Related Services average of 6.5%.
What is the CMIT Solutions franchise failure rate on SBA loans?
CMIT Solutions is a Other Computer Related Services franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to CMIT Solutions franchisees: 20 loans approved between fiscal 2010 and 2019, of which 1 was charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY201920
- Charged off1
- Charge-off rate5.0%
- Other Computer Related Services franchise benchmark6.5%
- Brand vs industry0.8x
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$109,400
- New SBA loans since 202026
- Early charge-offs since 20200
How does CMIT Solutions compare with other Other Computer Related Services franchises?
The table sets CMIT Solutions's charge-off rate beside its Other Computer Related Services peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.
| Measure | CMIT Solutions | Other Computer Related Services | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 5.0% | 6.5% | 10.2% | 8.0% |
| Loans in sample | 20 | — | — | — |
| Defaults | 1 | — | — | — |
| Average loan size | $109,400 | — | — | — |
What has CMIT Solutions SBA lending looked like since 2020?
Since 2020, CMIT Solutions franchisees have taken 26 new SBA 7(a) loans. None have charged off to date, though most remain outstanding and unresolved.
Loans approved since 2020, by fiscal year — counts only: 0 have charged off to date and most are still outstanding, so no rate is drawn.
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2010 | 1 | 0 | 0.0% |
| FY2013 | 2 | 0 | 0.0% |
| FY2014 | 2 | 0 | 0.0% |
| FY2015 | 5 | 0 | 0.0% |
| FY2016 | 2 | 0 | 0.0% |
| FY2017 | 1 | 0 | 0.0% |
| FY2018 | 6 | 1 | 16.7% |
| FY2019 | 1 | 0 | 0.0% |
| FY2020 | 3 | — | outstanding |
| FY2021 | 4 | — | outstanding |
| FY2022 | 3 | — | outstanding |
| FY2023 | 1 | — | outstanding |
| FY2024 | 6 | — | outstanding |
| FY2025 | 3 | — | outstanding |
| FY2026 | 6 | — | outstanding |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
CMIT Solutions's figure rests on 20 resolved SBA 7(a) loans approved between fiscal 2010 and 2019. That cohort has matured, so the rate is a settled outcome, not a projection. With 20 resolved loans, one default moves the rate by about 5.0 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every CMIT Solutions figure is recomputed from the public SBA FOIA file on each rebuild.
Based on 20 resolved loans — directional, not precise.
Is CMIT Solutions in financial trouble? What the SBA data shows
CMIT Solutions's SBA 7(a) default rate was 5.0% for loans approved FY2010–FY2019 (1 of 20 loans charged off) — the only Other Computer Related Services brand tracked here. A default rate close to the Other Computer Related Services average of 6.5% is, on its own, neither a warning sign nor a reassurance.
Frequently asked
- What is CMIT Solutions's franchise failure rate?
- CMIT Solutions franchisees defaulted on 5.0% of SBA 7(a) loans between FY2010 and FY2019 — 1 of 20 loans were charged off — according to U.S. Small Business Administration data. That is lower than the Other Computer Related Services industry average of 6.5%.
- How does CMIT Solutions compare to other Other Computer Related Services franchises?
- CMIT Solutions's 5.0% SBA default rate is lower than the Other Computer Related Services industry average of 6.5%. See every Other Computer Related Services franchise ranked on the Other Computer Related Services industry page. Other Computer Related Services franchises →
- What does 'SBA default rate' mean?
- An SBA default rate is the share of SBA 7(a) loans, approved FY2010–FY2019 and since resolved (paid in full or charged off), that were charged off — written off after the borrower failed to repay. It is not a measure of unit closures.
Source
Source: U.S. Small Business Administration, 7(a) loan program charge-off data, FY2010–FY2019. Franchise data is matched on the SBA's franchise code / brand name. "Failure rate" here means the share of approved loans (resolved: paid in full or charged off) that were charged off; it is not a measure of unit closures. Last updated September 30, 2026.
Every brand in one table, with percentiles and breakdowns by year, industry and loan size: franchise SBA default rates, all 415 brands.
Cite this page
Franchise Default Rates (2026). CMIT Solutions franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 5.0% (1 of 20 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/cmit-solutions/ · Data & methodology · Download the dataset (CSV)